Commission Disclosures
Statutory rate of commission disclosures in compliance with SEBI Regulations and AMFI Code of Conduct.
Categorical Disclosure on Regular Plans
In accordance with SEBI letter no. SEBI/IMD1/DoF-1/SK/2021/25517/1 dated September 06, 2021 and the AMFI Code of Conduct, it is categorically disclosed that all mutual fund schemes distributed on this platform are Regular Plans which involve payment of commission to the Mutual Fund Distributor (Investing Minds • ARN-293800).
Mutual Fund Distributors (MFDs) are not permitted to deal in Direct Plans. Investors may also consider other alternate products, including Direct Plans with zero distributor commissions, which are not distributed by us, before making an investment decision.
1. Commission Structure & Model
In compliance with SEBI Circular No. SEBI/IMD/CIR No.4/168230/09 dated June 30, 2009, and SEBI (Mutual Funds) Regulations, 1996, details of the rates of commission receivable by Investing Minds (ARN-293800) for different competing schemes of various Mutual Funds from amongst which schemes are distributed are detailed below:
| Scheme Category | Trail Commission Range (% p.a.)* | Payout Frequency |
|---|---|---|
| Equity Schemes (Large, Mid, Small, Flexi, Sectoral) | 0.50% – 1.25% p.a. | Monthly Trail Basis |
| ELSS (Tax Saving Schemes) | 0.60% – 1.25% p.a. | Monthly Trail Basis |
| Hybrid / Balanced Advantage Schemes | 0.40% – 1.10% p.a. | Monthly Trail Basis |
| Debt / Fixed Income Schemes | 0.15% – 0.85% p.a. | Monthly Trail Basis |
| Liquid & Overnight Schemes | 0.05% – 0.20% p.a. | Monthly Trail Basis |
*Note: Commission rates are subject to change by AMCs from time to time in accordance with SEBI guidelines and the Total Expense Ratio (TER) caps of individual schemes. Commissions are paid entirely by the AMC out of the scheme's TER. No additional fee or charge is levied directly on the investor by Investing Minds.
2. Empanelled Asset Management Companies
Investing Minds is empanelled with leading SEBI-registered Asset Management Companies, including but not limited to:
The mutual fund schemes distributed and displayed on this platform are limited to those AMCs with whom Investing Minds holds active distribution agreements. Investors are expressly informed that they may also consider other alternate investment products and fund houses not distributed by Investing Minds before making any investment decision.
3. Access to Scheme Offer Documents (SID / SAI / KIM)
Under the AMFI Code of Conduct, investors are strongly advised and urged to read the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) issued by the respective AMCs before investing.
Official offer documents, monthly factsheets, and key scheme disclosures can be directly downloaded from the official AMC websites:
4. Fiduciary Code of Conduct Commitment
In strict adherence to the AMFI Code of Conduct for Mutual Fund Distributors (April 2022):
- Investor Interest Paramount: Financial incentives or commission differentials never form the basis for recommending any scheme or transaction.
- No Commission Pass-Back / Rebate: Investing Minds does not rebate, pass back, or share commissions with investors, nor attract investors through gifts, vouchers, or inducements.
- Zero Churning: We strictly refrain from churning folios, over-transacting, or splitting applications to increase transaction charges or commissions.
- No Assured Returns: We do not provide indicative yields, indicative portfolios, or assure any returns. Mutual fund investments are subject to market risks.