Terms & Conditions

Effective Date: January 1, 2024 • Version: 1.0

1. Acceptance of Terms

By accessing, browsing, or utilizing the website investingminds.in or interacting with Investing Minds, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions along with our Privacy Policy and Risk Disclosures. If you do not agree, please discontinue using the website immediately.

2. Scope of Services & Distributor Status

Investing Minds is an AMFI-Registered Mutual Fund Distributor holding ARN-293800, founded and led by Chairman Anuj Jain.

• We act as an intermediary / distributor distributing mutual fund products issued by various AMCs registered with SEBI.
• We do not offer SEBI-registered Portfolio Management Services (PMS), discretionary investment advisory, or stock broking services.
• Content, educational articles, calculators, and materials on this site do not constitute legal, tax, or investment advice. Investors are advised to make decisions based on their independent financial assessment and consultation with personal tax advisors.

3. Calculators and Illustrative Projections

All financial calculators provided on this platform (including SIP, Lumpsum, Retirement, Step-Up SIP, SWP, etc.) use mathematical compounding models based on user-supplied inputs and assumed annual growth rates. These tools are strictly for illustrative and educational purposes and do NOT guarantee, promise, or predict actual market returns.

4. Intellectual Property

All trademarks, logos, content, brand names, visual styling, infographics, and software scripts on this website are the proprietary intellectual property of Investing Minds. You may not copy, reproduce, distribute, or reverse engineer any content without prior written consent from Investing Minds.

5. Limitation of Liability

To the fullest extent permitted under applicable law, Investing Minds, its founder, associates, and employees shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Fluctuations in the Net Asset Value (NAV) of mutual fund investments due to market movements.
• Technical delays, server downtime, transmission failures, or errors in banking payment gateways.
• Inaccurate or incomplete information provided by the user in enquiry forms or calculators.

6. Governing Law & Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of India. Any disputes arising hereunder shall be subject to the exclusive jurisdiction of the competent courts in India.

7. Modifications to Terms

Investing Minds reserves the right to amend, update, or revise these terms at any time without prior notice. Continued use of the platform subsequent to modifications signifies acceptance of the amended terms.